Looking for a better homeowners insurance policy in Phoenix?
Whether you own or rent, insuring the place you call home can help protect you if you suffer a loss due to a fire, theft, vandalism, or other covered event. Prolific Insurance Solutions can help you determine which company will best meet your needs and provide the most valuable combination of customized Arizona homeowners, landlords or renters insurance coverage.
The Homeowners Policy
Arizona homeowner insurance policies differ by which losses are covered, which coverages you choose, and what type of residence you own. You choose which insurance policy is best for you, whether it’s a comprehensive policy that cover losses such as fire, hail, smoke, falling objects, vandalism and theft of personal property, or whether it’s a policy that covers only specified losses.
Types of coverages
The four types of homeowners insurance coverage are:
• Structural — Covers damage to your home or dwelling.
• Personal Belongings — Covers damage to items in or on your home or dwelling.
• Liability Protection — Covers your legal responsibility for injuries or damage to other people or property.
• Additional Living Expenses — Covers costs for temporary housing, meals, etc., while your home is being restored or rebuilt.
Arizona Renters Insurance Coverage Options
You have a lot of things that are important to you—from your clothes and furniture to your sound system, sports gear, and computer. And you want to feel confident that everything you’ve worked for is not at risk. Let us help you find Arizona renters insurance coverage options that protect you, your family, and your personal property.
Protect the Things that Matter to You
You can choose to include personal property protection in your renters insurance policy, which can travel with you wherever you are in the world. Some policies will even pay the full replacement cost of your things that were damaged or stolen without deduction for depreciation, up to the limits and deductibles you select.
Make an inventory of your home and personal belongings. If possible, make a list as well as take photos or video – using two inventory methods can help expedite the claim resolution process. Keep this list somewhere other than your home.
What to do next:
The team at Prolific Insurance Solutions is there to help you with your homeowners insurance! Call us direct, or submit your details below to get the process started online in minutes!