Are you a Phoenix resident looking for better Life insurance?
Planning for your future and the future of your loved ones, is an important step in planning for your family. Life Insurance can not only provide benefits while you are living, but can ensure that your loved ones are taken care of if anything should happen.
Advantages of the Death Benefit
Provides income tax-free money to your named beneficiary(s) that can be used to pay funeral expenses, debt, tuition, estate taxes or virtually any financial need you leave behind.
Can provide business security by enabling partners to buy out the interests of a deceased partner and prevent a forced liquidation.
Advantages of Living Benefits
The cash value growth of a permanent Arizona life insurance policy is tax-deferred, which means you do not pay taxes on the growth of the cash value unless the money is withdrawn.
Loans or withdrawals can be taken against the cash value of a permanent Arizona life insurance policy to help with expenses, such as college tuition or the down payment on a home.
(1) Accumulated growth may be taxable upon withdrawal. If the policy is a Modified Endowment Contract (MEC), tax penalties may apply prior to age 59 ½. Consult a tax advisor on your specific situation.
(2) Policy loans and withdrawals reduce cash value and the death benefit and may be subject to other charges outlined in the contract.
Arizona Health Insurance
The health and well being of you and your loved ones, means quality of life. Having access to the necessary services to provide the health and well being for your family is important. Prolific Insurance Solutions is here to make obtaining health insurance for yourself or your family as simple as possible.
We are here to help you find the right health plan for you and your family and can help you understand the different options that are specifically designed for Arizona residents who don’t have health insurance through their employer.
Prolific Health Insurance Options
- Individual Health Plans
- Group Benefit Plans
- Dental/ Vision
- Disability Income
- Long Term Care
Get your life insurance quotes started online in minutes: